Hey Dave,

Not sure about pet insurance.

First dog was a family pet rather than my dog. Killed in a car accident.

Second dog was a gift from someone to Mum after Dad passed. The chihuahua lived to 14 BUT being a pure breed went blind at 10 years of age. Insurance might have payed for fixing at least one eye.

Third dog was my dog, a Jack Russell/Maltese Terrier, 8.5Kg of character. Died aged 13.5 after eating rubbish that perforated her gut and pancreas and blocked her bowel—no point to performing surgery the vet said.

So—one dog run over by a car, one blind age 10, one healthy until greed caused her death.

I know nothing about cats not believing they belong in Australia.

Generally, with annual checkups and vaccinations I think pets generally die when they are ready to die.

You will have to weigh up whether a small weekly payment is worth it. Maybe spend it giving your cat a healthy diet. I would add “lifestyle” but how the hell do you do that for a cat? A cat cage with climbing/scratching posts?