Gnads wrote on Aug 17
th, 2026 at 9:52am:
Sophia wrote on Aug 16
th, 2026 at 10:56pm:
Sprintcyclist wrote on Aug 16
th, 2026 at 10:40pm:
thanks lads and lasses.
it's been a rollercoaster week
a private hospital is good value
Do you have health insurance?
We do and I often wonder if we should get out of it.First thing hospitals ask when we go for surgery or emergency, “do you have private health insurance?”
They always seem pleased when I say yes!
Been contemplating that lately because it
looks like the Albanese Govt is going to wipe the Private Health Cover rebate.To me all that will do is chase people out of private health & into the public system...... which because of other governmental policy is under enormous pressure today in every state.
We are going to hang on to ours until we can no longer afford it.
At present our weekly direct debit to RTHealth (owned by HCF) for Gold Utimate Hospital &Top Extras is $137.11(I just checked)
That's $7,129.72 per year
if that's with the 32.158% private health insurance rebate then maybe we can't afford it.

I hadn't checked this since I retired in 2019- it's 2 grand more than I thought.
Our local hospital has been turned into more or less a scratch & splinter clinic and Emerg Dept ....
all patients are assessed in triage & if warranting hospitalisation sent 20 mins down death alley(road) to Hervey Bay

- the only private hospital is straight across the road.
Gnads I didn’t know this. I’m astounded if the rebate will be abolished!
By the grace of that rebate is the only reason I’ve stuck with the health insurance cover.
If the rebate is abolished, then I’m out!
And I bet many others will too!
Which means, more pressure on public hospitals.
Then who pays for that?
The government will muck it up. You watch.
Look at how investments and rentals and are now in disarray.
Geez what’s next for this house of cards government?
What I’m not sure about…. If we are not on a pension…. Will it be worst for us to go get free hospital treatment in Public hospital?
Do we have to have some form of concession card?
I feel we could be in a catch 22