Already happened for "fixed rate" loans in these 50 financial institutions even before next month's RBA meeting.

FULL LIST OF LENDERS THAT HIKED:
(Fixed rates December 10, 2025 to January 21, 2026)


ANZ

Aussie

Australian Military Bank

Australian Mutual Bank

Auswide Bank

Bank Australia

Bank First

Bank of China

Bank of Melbourne

BankSA

BCU Bank

Bendigo Bank

BOQ

Commonwealth Bank

Community First Bank

Easy Street Fin Services

Firefighters Mutual Bank

Firstmac

G&C Mutual Bank

Geelong Bank

Great Southern Bank

Health Professionals Bank

Heritage Bank

Homestar Finance

Horizon Bank

HSBC

Hume Bank

Illawarra Credit Union

IMB

ING

loans.com.au

Macquarie Bank

ME

MyState Bank

NAB

P&N Bank

Pacific Mortgage Group

People’s Choice

Police Bank

Police Credit Union

Qudos Bank

Queensland Country Bank

RACQ Bank

St George Bank

Summerland Bank

Suncorp Bank

Teachers Mutual Bank

The Mutual Bank

Ubank

UniBank

Unity Bank

Up

Westpac

(Source: Canstar.com.au – 21/01/2026)