Australian Politics Forum - Is Credit Card - Travel Insurance any good?

Redmond Neck Gold Member Offline OzPolitic Posts: 23784 ACT Gender:	Is Credit Card - Travel Insurance any good? Mar 8^th, 2019 at 3:35pm Firstly I have grave doubts about all travel insurance being much good but have wondered if the ones included on credit cards is legit! I had a brief look today at NAB cards and I gather the insurance applies as long as you pay for all or some of the trip with that card. Your thoughts ?
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greggerypeccary

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Re: Is Credit Card - Travel Insurance any good?
Reply #1 - Mar 8^th, 2019 at 3:58pm

It's all legit.

These are the conditions for mine:

- You’re travelling to an overseas destination and have a return ticket booked before leaving Australia

- You spend at least AUD500 per person on prepaid travel costs such as your tickets, airport taxes or accommodation

- You pay these costs using your eligible credit card and/or by redeeming Bankwest More Rewards points.

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greggerypeccary Gold Member Online Australian Politics Posts: 154544 Gender:	Re: Is Credit Card - Travel Insurance any good? Reply #2 - Mar 8^th, 2019 at 4:04pm Overseas travel insurance covers incidents such as: Overseas hospitalisation Medical emergencies Baggage loss and theft Baggage delays Cancellation costs Emergency dental costs Rental vehicle insurance excess, and Accidental death.
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Redmond Neck

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Re: Is Credit Card - Travel Insurance any good?
Reply #3 - Mar 8^th, 2019 at 4:20pm

greggerypeccary wrote on Mar 8^th, 2019 at 3:58pm:

It's all legit.

These are the conditions for mine:

- You’re travelling to an overseas destination and have a return ticket booked before leaving Australia

- You spend at least AUD500 per person on prepaid travel costs such as your tickets, airport taxes or accommodation

- You pay these costs using your eligible credit card and/or by redeeming Bankwest More Rewards points.

So does it cover your partner if you pay for both on your single card?

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John Smith Gold Member Offline Australian Politics Posts: 78311 Gender:	Re: Is Credit Card - Travel Insurance any good? Reply #4 - Mar 8^th, 2019 at 4:25pm Redmond Neck wrote on Mar 8^th, 2019 at 3:35pm: Firstly I have grave doubts about all travel insurance being much good but have wondered if the ones included on credit cards is legit! travelling o'seas WITHOUT travel insurance is madness.
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greggerypeccary

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Re: Is Credit Card - Travel Insurance any good?
Reply #5 - Mar 8^th, 2019 at 4:25pm

Redmond Neck wrote on Mar 8^th, 2019 at 4:20pm:

greggerypeccary wrote on Mar 8^th, 2019 at 3:58pm:

It's all legit.

These are the conditions for mine:

- You’re travelling to an overseas destination and have a return ticket booked before leaving Australia

- You spend at least AUD500 per person on prepaid travel costs such as your tickets, airport taxes or accommodation

- You pay these costs using your eligible credit card and/or by redeeming Bankwest More Rewards points.

So does it cover your partner if you pay for both on your single card?

Yes.

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