Australian Politics Forum - Biggest Rise In Private Health Insurance Premiums.

adelcrow

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #75 - Dec 24^th, 2013 at 5:41pm

longweekend58 wrote on Dec 24^th, 2013 at 4:45pm:

adelcrow wrote on Dec 24^th, 2013 at 4:37pm:

longweekend58 wrote on Dec 24^th, 2013 at 4:27pm:

adelcrow wrote on Dec 24^th, 2013 at 3:53pm:

A smart healthy person self insures..Put the same premiums into a separate account from the day you start work and a long with any major stuff being done in public hospitals you will have more than enough to cover any health issues and in fact it makes quite a good nest egg after a few decades.
Private health insurance in this country is like throwing hundred dollar bills down the toilet.

and if you got hit with a $300K bill like my friend then what??? the public hospitals were unwilling to look after a person in ICU for over a year and years of outpatient work after.

I gues you self insure your house as well? and your car??

Well Ive managed to undergo quite extensive cancer treatment over the past 5 yrs and apart from a few odds and ends most of it was done in various public hospitals and I still have much more than $300,000 in my self insurance account which I started when i was 15 in the early 1970's.
Why would anyone get a bill of $300,000 in Australia given our health system?

The $300K was the hospital bill which the private health covered. The point is that if not in private health he would have been ditched out of hospital and left to flounder at home completely paralysed and with only home care. That is the difference between surviving and not.

bummer on the cancer.

Its all good now..clear bill of health from last year so just the usual 3 monthly checkups these days.
I wont argue the point about health self insurance but I consider it the same as self managed super funds.
Im much better off in my mid 50's because ive always had control of both.
There will always be an exception to every rule but even if he had self insured from day one he would still be in front based on the money in my fund.

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John Smith

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #76 - Dec 24^th, 2013 at 5:43pm

longweekend58 wrote on Dec 24^th, 2013 at 3:43pm:

John Smith wrote on Dec 24^th, 2013 at 1:25pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:44am:

John Smith wrote on Dec 24^th, 2013 at 11:23am:

longweekend58 wrote on Dec 24^th, 2013 at 11:17am:

Ex Dame Pansi wrote on Dec 24^th, 2013 at 10:51am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

a friend of mine was in private health insurance and had an undiagnosed brain aneurysm. The public system would have sent him home because it wasn't 'serious' enough. The aneurysm burst in hospital and he was operated on immediately (literally) saving his life. his recuperations bills topped $300K.

public patient outcome: dead
Private patient outcome: alive

what price insurance?

Sure Dr longweekend

http://4.bp.blogspot.com/-mtQyXBhVvOw/T-cg6F4WYWI/AAAAAAAAAKw/twp-TCAIb7Q/s1600/...

naturally you'd have said that. I had appendicitis - apparently very severe - but I have a condition where my BPR vitals NEVER CHANGE even when I am sick. I could have a heart attack and by blood pressure remains textbook. I have to advise doctors of it all the time. because I had no apparent symptoms other than pain the public system would have sent me home to 'wait and see'. but it burst but because of my private insurance I was in a hospital so I was operated on within 30mins. If I were in the public system it would have taken many many hours if not an entire day by which time I would be poisoned throughout my body. at 35yo I was young enough to survive that but would have been in hospital for a month and off work for a year. 20 years later such an event could actually kill me.

so you wonder why I'm a fan of private insurance?

what a load of rubbish ... the public system deals with thousands of cases of burst appendixes every year?

lucky they all had a private system to fall back on Grin

do u know that a lot of burst appendix KILL the patient?? the very young and very old often don't survive it. and the point was that my private insurance ensure that I was kept in a hospital bed while a public hospital would not have done so. and that meant 3 days in hospital instead of a month with a year long rehabilitation.

no patients die in private hospitals Longy? My brothers appendix burst, he used the public system and was fine. I'm pretty sure he was up and about the following week too.

why wouldn't private hospitals keep you in? At over $3500 a night, there rates are higher than a 6 star hotel. Money for Jam as far as the private hospitals are concerned. Why should my tax dollars pay for that? You want peace of mind, you pay for your own!

clearly you've never stayed in private hospital. and for the record, the fees you are quoting are AMERICAN HOSPITALS.

you really are an ignorant person on any topic you choose to debate.

no longy, contrary to what you think, the figure I quoted is an Australian figure.

Is it possible that you may one day actually post something based on facts rather than imagination? Do you like looking like a fool?

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Our esteemed leader:
I hope that bitch who was running their brothels for them gets raped with a cactus.

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John Smith

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #77 - Dec 24^th, 2013 at 5:47pm

woody2014 wrote on Dec 24^th, 2013 at 5:34pm:

John Smith wrote on Dec 24^th, 2013 at 5:32pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

depends on how big the hospital is Wink

actually, I doubt it ... most private hospitals that I am aware off only keep nurses on after hours ... why would they pay a doctor to hang around just in case? It's a business and profits come first.

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Our esteemed leader:
I hope that bitch who was running their brothels for them gets raped with a cactus.

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woody2014

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #78 - Dec 24^th, 2013 at 5:50pm

John Smith wrote on Dec 24^th, 2013 at 5:47pm:

woody2014 wrote on Dec 24^th, 2013 at 5:34pm:

John Smith wrote on Dec 24^th, 2013 at 5:32pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

depends on how big the hospital is Wink

actually, I doubt it ... most private hospitals that I am aware off only keep nurses on after hours ... why would they pay a doctor to hang around just in case? It's a business and profits come first.

ingle Room Accommodation

The department has increased its recommended single room fees by 2.5% on the 2012-13 rates in line with the Commonwealth’s increase in the default minimum shared room rate.

Patient Classification
Length of Stay

Recommended Single Room Rate
2013 -14

Advanced surgical patient:
• first 14 days
• over 14 days

$772
$574

Surgical or obstetric patient:
• first 14 days
• over 14 days

$733
$574

Psychiatric* patient:
• first 42 days
• 43-65 days
• over 65 days

$733
$618
$574

Rehabilitation* patient:
• first 49 days
• 50-65 days
• over 65 days

$733
$618
$574

Other patient:
• first 14 days
• over 14 days

$645
$574

* The circumstances under which Rehabilitation and Psychiatric fees can be charged by hospitals were clarified under changes to the Private Health Insurance (Benefit Requirements) Rules 2011. Payment for patients undergoing psychiatric or rehabilitation treatment, is subject to health insurer approval of a particular treatment program and the relevance to the patient diagnosis. Refer circular PHI 78/11.

Note: Where a patient is placed into a single room and they have elected to have a single room they are to be charged the single room rate. Hospitals should not retrospectively seek a single room election from a patient after a private patient is placed into a single room for clinical need.

Patient Classifications

The classifications advanced surgical, surgical and other are defined in Schedule 1 of the Private Health Insurance (Benefit Requirements) Rules 2011, made under the Private Health Insurance Act 2007. The item numbers contained in each classification are taken from the Medicare Benefits Schedule (MBS) and based on the complexity and fee charged for the procedure.

The determinations contain schedules of MBS item numbers for professional services under each patient classification. Schedule 1 specifies:

advanced surgical patient: is specified in Part 2 of this Schedule and the item numbers are derived from the MBS and apply to those MBS items that have an MBS fee that is greater than $852.95.

surgical patient: is specified in Part 2 of this Schedule and the item numbers are derived from the MBS and apply to those MBS items that have an MBS fee within the range of $254.00 to $852.95.

obstetric patient: is specified in Part one of this Schedule. (definition taken from Part 2 of Schedule 1)

psychiatric patient: is a patient in a hospital who is admitted for the purposes of undertaking a specific psychiatric treatment program that is deemed by the insurer to be relevant and appropriate for the treatment of the patient's disease, injury or condition.(definition taken from Part 2 of Schedule 1)

rehabilitation patient: is a patient in a hospital who is admitted for the purposes of undertaking a specific rehabilitation treatment program that is deemed by the insurer to be relevant and appropriate for the treatment of the patient's disease, injury or condition.(definition taken from Part 2 of Schedule 1)

other patient: are deemed to be any patients in a hospital other than advanced surgical, surgical, obstetric, psychiatric, or rehabilitation patients.(definition taken from Part 2 of Schedule 1)

Reference: Private Health Insurance (Benefit Requirements) Rul

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THE DUMB LEFTIES ON THIS BOARD DONT KNOW IF THERE WINDING THEIR ARSE OR SCRATCHING THEIR WATCH

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woody2014

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #79 - Dec 24^th, 2013 at 5:59pm

woody2014 wrote on Dec 24^th, 2013 at 5:50pm:

John Smith wrote on Dec 24^th, 2013 at 5:47pm:

woody2014 wrote on Dec 24^th, 2013 at 5:34pm:

John Smith wrote on Dec 24^th, 2013 at 5:32pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

[quote author=longweekend58 link=1387832592/28#28 date=1387845668] The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

depends on how big the hospital is Wink

actually, I doubt it ... most private hospitals that I am aware off only keep nurses on after hours ... why would they pay a doctor to hang around just in case? It's a business and profits come first.

ingle Room Accommodation

The department has increased its recommended single room fees by 2.5% on the 2012-13 rates in line with the Commonwealth’s increase in the default minimum shared room rate.

Patient Classification
Length of Stay

Recommended Single Room Rate
2013 -14

Advanced surgical patient:
• first 14 days
• over 14 days

$772
$574

Surgical or obstetric patient:
• first 14 days
• over 14 days

$733
$574

Psychiatric* patient:
• first 42 days
• 43-65 days
• over 65 days

$733
$618
$574

Rehabilitation* patient:
• first 49 days
• 50-65 days
• over 65 days

$733
$618
$574

Other patient:
• first 14 days
• over 14 days

$645
$574

* The circumstances under which Rehabilitation and Psychiatric fees can be charged by hospitals were clarified under changes to the Private Health Insurance (Benefit Requirements) Rules 2011. Payment for patients undergoing psychiatric or rehabilitation treatment, is subject to health insurer approval of a particular treatment program and the relevance to the patient diagnosis. Refer circular PHI 78/11.

Note: Where a patient is placed into a single room and they have elected to have a single room they are to be charged the single room rate. Hospitals should not retrospectively seek a single room election from a patient after a private patient is placed into a single room for clinical need.

Patient Classifications

The classifications advanced surgical, surgical and other are defined in Schedule 1 of the Private Health Insurance (Benefit Requirements) Rules 2011, made under the Private Health Insurance Act 2007. The item numbers contained in each classification are taken from the Medicare Benefits Schedule (MBS) and based on the complexity and fee charged for the procedure.

The determinations contain schedules of MBS item numbers for professional services under each patient classification. Schedule 1 specifies:

advanced surgical patient: is specified in Part 2 of this Schedule and the item numbers are derived from the MBS and apply to those MBS items that have an MBS fee that is greater than $852.95.

surgical patient: is specified in Part 2 of this Schedule and the item numbers are derived from the MBS and apply to those MBS items that have an MBS fee within the range of $254.00 to $852.95.

obstetric patient: is specified in Part one of this Schedule. (definition taken from Part 2 of Schedule 1)

psychiatric patient: is a patient in a hospital who is admitted for the purposes of undertaking a specific psychiatric treatment program that is deemed by the insurer to be relevant and appropriate for the treatment of the patient's disease, injury or condition.(definition taken from Part 2 of Schedule 1)

rehabilitation patient: is a patient in a hospital who is admitted for the purposes of undertaking a specific rehabilitation treatment program that is deemed by the insurer to be relevant and appropriate for the treatment of the patient's disease, injury or condition.(definition taken from Part 2 of Schedule 1)

other patient: are deemed to be any patients in a hospital other than advanced surgical, surgical, obstetric, psychiatric, or rehabilitation patients.(definition taken from Part 2 of Schedule 1)

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THE DUMB LEFTIES ON THIS BOARD DONT KNOW IF THERE WINDING THEIR ARSE OR SCRATCHING THEIR WATCH

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Dsmithy70

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #80 - Dec 24^th, 2013 at 8:46pm

longweekend58 wrote on Dec 24^th, 2013 at 3:49pm:

Bam wrote on Dec 24^th, 2013 at 3:19pm:

Swagman wrote on Dec 24^th, 2013 at 10:04am:

I pay private health insurance because the thieving govt want to tax me more if I don't...... despite paying the medicare tax.

This is the Medicare surcharge for high-income earners without private health insurance. Blame Howard and Costello for this, they introduced it.

IMO this surcharge should be abolished. It distorts the market. Bring back personal choice on health insurance.

I thought you supported more taxes on the rich??? you do seem to have some convoluted ideologies.

I maybe wrong here but if I posted similar to Bam I'd expect the same general answer from you.

This is what you fail to understand there is a big difference in taxing for punishment and fair and reasonable taxation.

I too would support the abolishion of this surcharge, but by the same token you'd have to be dirt poor to get the 30% rebate as well.

I really don't think we'd have to change much either, just stop thinking because you pay tax your entitled to stuff.
No government assistence for anyone earning 80K(single) 150K(duel)
Keep the same portional rates we have.

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REBELLION is not what most people think it is.
REBELLION is when you turn off the TV & start educating & thinking for yourself.
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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #81 - Dec 24^th, 2013 at 8:47pm

John Smith wrote on Dec 24^th, 2013 at 5:32pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

what kind of stupid question is that? it depends on the size and I said SURGEON not doctor and there is a wealth of difference.

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AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #82 - Dec 24^th, 2013 at 8:49pm

adelcrow wrote on Dec 24^th, 2013 at 5:41pm:

longweekend58 wrote on Dec 24^th, 2013 at 4:45pm:

adelcrow wrote on Dec 24^th, 2013 at 4:37pm:

longweekend58 wrote on Dec 24^th, 2013 at 4:27pm:

adelcrow wrote on Dec 24^th, 2013 at 3:53pm:

A smart healthy person self insures..Put the same premiums into a separate account from the day you start work and a long with any major stuff being done in public hospitals you will have more than enough to cover any health issues and in fact it makes quite a good nest egg after a few decades.
Private health insurance in this country is like throwing hundred dollar bills down the toilet.

and if you got hit with a $300K bill like my friend then what??? the public hospitals were unwilling to look after a person in ICU for over a year and years of outpatient work after.

I gues you self insure your house as well? and your car??

Well Ive managed to undergo quite extensive cancer treatment over the past 5 yrs and apart from a few odds and ends most of it was done in various public hospitals and I still have much more than $300,000 in my self insurance account which I started when i was 15 in the early 1970's.
Why would anyone get a bill of $300,000 in Australia given our health system?

The $300K was the hospital bill which the private health covered. The point is that if not in private health he would have been ditched out of hospital and left to flounder at home completely paralysed and with only home care. That is the difference between surviving and not.

bummer on the cancer.

Its all good now..clear bill of health from last year so just the usual 3 monthly checkups these days.
I wont argue the point about health self insurance but I consider it the same as self managed super funds.
Im much better off in my mid 50's because ive always had control of both.
There will always be an exception to every rule but even if he had self insured from day one he would still be in front based on the money in my fund.

would you have had 300K 20 years ago??? and what if your need for $300K worth of cover occurred 40 years ago??? that's the problem with self-insurance - it plays the odds and if u win you do well but if you lose you lose very big including perhaps death. that's kind the entire point of insurance.

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AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #83 - Dec 24^th, 2013 at 8:50pm

John Smith wrote on Dec 24^th, 2013 at 5:43pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:43pm:

John Smith wrote on Dec 24^th, 2013 at 1:25pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:44am:

John Smith wrote on Dec 24^th, 2013 at 11:23am:

longweekend58 wrote on Dec 24^th, 2013 at 11:17am:

Ex Dame Pansi wrote on Dec 24^th, 2013 at 10:51am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

a friend of mine was in private health insurance and had an undiagnosed brain aneurysm. The public system would have sent him home because it wasn't 'serious' enough. The aneurysm burst in hospital and he was operated on immediately (literally) saving his life. his recuperations bills topped $300K.

public patient outcome: dead
Private patient outcome: alive

what price insurance?

Sure Dr longweekend

http://4.bp.blogspot.com/-mtQyXBhVvOw/T-cg6F4WYWI/AAAAAAAAAKw/twp-TCAIb7Q/s1600/...

naturally you'd have said that. I had appendicitis - apparently very severe - but I have a condition where my BPR vitals NEVER CHANGE even when I am sick. I could have a heart attack and by blood pressure remains textbook. I have to advise doctors of it all the time. because I had no apparent symptoms other than pain the public system would have sent me home to 'wait and see'. but it burst but because of my private insurance I was in a hospital so I was operated on within 30mins. If I were in the public system it would have taken many many hours if not an entire day by which time I would be poisoned throughout my body. at 35yo I was young enough to survive that but would have been in hospital for a month and off work for a year. 20 years later such an event could actually kill me.

so you wonder why I'm a fan of private insurance?

what a load of rubbish ... the public system deals with thousands of cases of burst appendixes every year?

lucky they all had a private system to fall back on Grin

do u know that a lot of burst appendix KILL the patient?? the very young and very old often don't survive it. and the point was that my private insurance ensure that I was kept in a hospital bed while a public hospital would not have done so. and that meant 3 days in hospital instead of a month with a year long rehabilitation.

no patients die in private hospitals Longy? My brothers appendix burst, he used the public system and was fine. I'm pretty sure he was up and about the following week too.

why wouldn't private hospitals keep you in? At over $3500 a night, there rates are higher than a 6 star hotel. Money for Jam as far as the private hospitals are concerned. Why should my tax dollars pay for that? You want peace of mind, you pay for your own!

clearly you've never stayed in private hospital. and for the record, the fees you are quoting are AMERICAN HOSPITALS.

you really are an ignorant person on any topic you choose to debate.

no longy, contrary to what you think, the figure I quoted is an Australian figure.

Is it possible that you may one day actually post something based on facts rather than imagination? Do you like looking like a fool?

care to provide a link to support the case that hospital rooms cost $3500/day?? and I don't mean HDu or ICU.

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AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #84 - Dec 24^th, 2013 at 8:55pm

Dsmithy70 wrote on Dec 24^th, 2013 at 8:46pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:49pm:

Bam wrote on Dec 24^th, 2013 at 3:19pm:

Swagman wrote on Dec 24^th, 2013 at 10:04am:

I pay private health insurance because the thieving govt want to tax me more if I don't...... despite paying the medicare tax.

This is the Medicare surcharge for high-income earners without private health insurance. Blame Howard and Costello for this, they introduced it.

IMO this surcharge should be abolished. It distorts the market. Bring back personal choice on health insurance.

I thought you supported more taxes on the rich??? you do seem to have some convoluted ideologies.

I maybe wrong here but if I posted similar to Bam I'd expect the same general answer from you.

This is what you fail to understand there is a big difference in taxing for punishment and fair and reasonable taxation.

I too would support the abolishion of this surcharge, but by the same token you'd have to be dirt poor to get the 30% rebate as well.

I really don't think we'd have to change much either, just stop thinking because you pay tax your entitled to stuff.
No government assistence for anyone earning 80K(single) 150K(duel)
Keep the same portional rates we have.

what about the flipside to that? those that pay no taxation or no effective taxation... what right do they have to an entitlement. it seems you want the on-contributors to be entitled while the contributors are to be denied. There is a Jewish proverb 'do not muzzle the ox while he is threshing out the grain' the point is that when someone works hard they are entitled to participate in the fruits of their labor. It is part of the reasons why I don't belive the well off should be unilaterally denied the benefits of govt largesse. they will only ever recoup an very, very small portion of what they contribute. Is that so much to ask? Unless of course you think of govt as little more than an income redistribution system at which point you might as well become a communist.

most upper and middle earner welfare is token. you carry on about private health supplement worth perhaps $1200pa while lower earners can get 10 times as much.

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AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #85 - Dec 24^th, 2013 at 8:57pm

Dsmithy70 wrote on Dec 24^th, 2013 at 8:46pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:49pm:

Bam wrote on Dec 24^th, 2013 at 3:19pm:

Swagman wrote on Dec 24^th, 2013 at 10:04am:

I pay private health insurance because the thieving govt want to tax me more if I don't...... despite paying the medicare tax.

This is the Medicare surcharge for high-income earners without private health insurance. Blame Howard and Costello for this, they introduced it.

IMO this surcharge should be abolished. It distorts the market. Bring back personal choice on health insurance.

I thought you supported more taxes on the rich??? you do seem to have some convoluted ideologies.

I maybe wrong here but if I posted similar to Bam I'd expect the same general answer from you.

This is what you fail to understand there is a big difference in taxing for punishment and fair and reasonable taxation.

I too would support the abolishion of this surcharge, but by the same token you'd have to be dirt poor to get the 30% rebate as well.

I really don't think we'd have to change much either, just stop thinking because you pay tax your entitled to stuff.
No government assistence for anyone earning 80K(single) 150K(duel)
Keep the same portional rates we have.

nah... you are different to Bam. that clown is a left-winger ideologue who destroyed his own forum by banning anyone who disagreed with him - which was a fair few considering he had only 6 posters left when it collapsed. that moron repeatedly wants the rich punished and the poor rewarded. I have no time for such idiocy or such arrogant fools.

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Dsmithy70

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #86 - Dec 24^th, 2013 at 9:15pm

longweekend58 wrote on Dec 24^th, 2013 at 8:55pm:

what about the flipside to that? those that pay no taxation or no effective taxation... what right do they have to an entitlement.

If you think living in a sh!tty housing flat, drunk or drug addelled at worst, depressed and forever worrying about money at best is some sort of entitlement,your nuts.

longweekend58 wrote on Dec 24^th, 2013 at 8:55pm:

It is part of the reasons why I don't belive the well off should be unilaterally denied the benefits of govt largesse.

Their not and in my system they'd be better of because they'd end up actually paying less.
And what exactly do you think the government does for only 1 portion of the community?
Don't the rich get to drive their nice cars on nice roads?
Don't the well off get to hire reasonably intelligent people, imagine if 50% of the population couldn't read or write, had no idea about even basic problem solving?
The defense forces if ever called on to be that (rather than a wingman) won't say no you earn to much, protect yourself.

longweekend58 wrote on Dec 24^th, 2013 at 8:55pm:

Unless of course you think of govt as little more than an income redistribution system at which point you might as well become a communist.

So my free market has morphed into communism.
My no welfare for middle to high wealth but a sliding scale offering aid to those poor and dirt poor totaling nothing more than a roof and enough for basic meals for the worst.
You seem to think Im proposing a 5 bedder, boat & 2 cars.
I also reject corporate welfare which I think this rebate has proven to be, but I'm not against low interest government loans for emerging industries.

It's about fairness not winners or losers

As I said "You get the Society you are willing to pay for"

And if our tax $ were used as they are supposed to be we'd all pay less and get more.

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John Smith

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #87 - Dec 24^th, 2013 at 9:48pm

longweekend58 wrote on Dec 24^th, 2013 at 8:50pm:

care to provide a link to support the case that hospital rooms cost $3500/day??

no, i did a quick search and they don't like to advertise their prices

and I don't mean HDu or ICU.

why not? I didn't say all stays were $3500 .... don't try to change the rules just to win the argument

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John Smith

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #88 - Dec 24^th, 2013 at 9:50pm

woody2014 wrote on Dec 24^th, 2013 at 5:59pm:

The department has increased its recommended single room fees by 2.5% on the 2012-13 rates in line with the Commonwealth’s increase in the default minimum shared room rate.Patient ClassificationLength of StayRecommended Single Room Rate 2013 -14Advanced surgical patient:• first 14 days• over 14 days $772$574Surgical or obstetric patient:• first 14 days• over 14 days $733$574Psychiatric* patient:• first 42 days• 43-65 days• over 65 days $733$618$574Rehabilitation* patient:• first 49 days• 50-65 days• over 65 days $733$618$574Other patient:• first 14 days• over 14 days $645$574

Is that for govt. hospitals?

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Our esteemed leader:
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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #89 - Dec 24^th, 2013 at 9:51pm

longweekend58 wrote on Dec 24^th, 2013 at 8:47pm:

John Smith wrote on Dec 24^th, 2013 at 5:32pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

what kind of stupid question is that? it depends on the size and I said SURGEON not doctor and there is a wealth of difference.

well you won't find either ... unless the doctor has been called in for something, they do not work after hours in a private hospital

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Our esteemed leader:
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