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Biggest Rise In Private Health Insurance Premiums. (Read 7979 times)

longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #60 - Dec 24^th, 2013 at 3:41pm

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

Grin

Grin

Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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ImSpartacus2

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #61 - Dec 24^th, 2013 at 3:42pm

John Smith wrote on Dec 24^th, 2013 at 2:14pm:

Verge wrote on Dec 24^th, 2013 at 2:10pm:

I cant rate the public system highly enough

I agree. had both my kids through the public system and cannot fault a thing. Superb all around.

Indeed, both my kids also went through the public education system and we can't praise it enough.

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #62 - Dec 24^th, 2013 at 3:43pm

John Smith wrote on Dec 24^th, 2013 at 1:25pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:44am:

John Smith wrote on Dec 24^th, 2013 at 11:23am:

longweekend58 wrote on Dec 24^th, 2013 at 11:17am:

Ex Dame Pansi wrote on Dec 24^th, 2013 at 10:51am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

a friend of mine was in private health insurance and had an undiagnosed brain aneurysm. The public system would have sent him home because it wasn't 'serious' enough. The aneurysm burst in hospital and he was operated on immediately (literally) saving his life. his recuperations bills topped $300K.

public patient outcome: dead
Private patient outcome: alive

what price insurance?

Sure Dr longweekend

http://4.bp.blogspot.com/-mtQyXBhVvOw/T-cg6F4WYWI/AAAAAAAAAKw/twp-TCAIb7Q/s1600/...

naturally you'd have said that. I had appendicitis - apparently very severe - but I have a condition where my BPR vitals NEVER CHANGE even when I am sick. I could have a heart attack and by blood pressure remains textbook. I have to advise doctors of it all the time. because I had no apparent symptoms other than pain the public system would have sent me home to 'wait and see'. but it burst but because of my private insurance I was in a hospital so I was operated on within 30mins. If I were in the public system it would have taken many many hours if not an entire day by which time I would be poisoned throughout my body. at 35yo I was young enough to survive that but would have been in hospital for a month and off work for a year. 20 years later such an event could actually kill me.

so you wonder why I'm a fan of private insurance?

what a load of rubbish ... the public system deals with thousands of cases of burst appendixes every year?

lucky they all had a private system to fall back on Grin

Grin

Grin

Grin

do u know that a lot of burst appendix KILL the patient?? the very young and very old often don't survive it. and the point was that my private insurance ensure that I was kept in a hospital bed while a public hospital would not have done so. and that meant 3 days in hospital instead of a month with a year long rehabilitation.

no patients die in private hospitals Longy? My brothers appendix burst, he used the public system and was fine. I'm pretty sure he was up and about the following week too.

why wouldn't private hospitals keep you in? At over $3500 a night, there rates are higher than a 6 star hotel. Money for Jam as far as the private hospitals are concerned. Why should my tax dollars pay for that? You want peace of mind, you pay for your own!

clearly you've never stayed in private hospital. and for the record, the fees you are quoting are AMERICAN HOSPITALS.

you really are an ignorant person on any topic you choose to debate.

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #63 - Dec 24^th, 2013 at 3:44pm

viewpoint wrote on Dec 24^th, 2013 at 1:36pm:

I don't disagree, she was in fact in the city (Perth) and although was taken to RPH after collapsing and operated on, she passed away soon after. She had private insurance, but no, no amount of any insurance could have made a difference.

if you aren't in hospital and a surgeon available very quickly you have no chance if it is a major bleed. if it is a small bleed you may have a short time but it is still a big risk.

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #64 - Dec 24^th, 2013 at 3:47pm

Verge wrote on Dec 24^th, 2013 at 2:10pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:44am:

John Smith wrote on Dec 24^th, 2013 at 11:23am:

longweekend58 wrote on Dec 24^th, 2013 at 11:17am:

Ex Dame Pansi wrote on Dec 24^th, 2013 at 10:51am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

a friend of mine was in private health insurance and had an undiagnosed brain aneurysm. The public system would have sent him home because it wasn't 'serious' enough. The aneurysm burst in hospital and he was operated on immediately (literally) saving his life. his recuperations bills topped $300K.

public patient outcome: dead
Private patient outcome: alive

what price insurance?

Sure Dr longweekend

http://4.bp.blogspot.com/-mtQyXBhVvOw/T-cg6F4WYWI/AAAAAAAAAKw/twp-TCAIb7Q/s1600/...

naturally you'd have said that. I had appendicitis - apparently very severe - but I have a condition where my BPR vitals NEVER CHANGE even when I am sick. I could have a heart attack and by blood pressure remains textbook. I have to advise doctors of it all the time. because I had no apparent symptoms other than pain the public system would have sent me home to 'wait and see'. but it burst but because of my private insurance I was in a hospital so I was operated on within 30mins. If I were in the public system it would have taken many many hours if not an entire day by which time I would be poisoned throughout my body. at 35yo I was young enough to survive that but would have been in hospital for a month and off work for a year. 20 years later such an event could actually kill me.

so you wonder why I'm a fan of private insurance?

what a load of rubbish ... the public system deals with thousands of cases of burst appendixes every year?

lucky they all had a private system to fall back on Grin

Grin

Grin

Grin

do u know that a lot of burst appendix KILL the patient?? the very young and very old often don't survive it. and the point was that my private insurance ensure that I was kept in a hospital bed while a public hospital would not have done so. and that meant 3 days in hospital instead of a month with a year long rehabilitation.

My appendix burst unexpectantly last year and I was lucky to survive it. I was in hospital 10 days, public patient, and all was excellent. Treatment was exceptional.

Two weeks ago my daughter had surgery as a public patient through a private hospital, free of charge.

I has surgery on a Sunday two weeks ago to put two screws in my ankle, as a public patient.
Needless to say its been quiet here for the last fortnight in our house.

I cant rate the public system highly enough.

glad it went well for you. 10 days seems an exceptionally long time in hospital tho. They kick you out for heart surgery faster than that. was this the cause of your '6 months absence'?

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #65 - Dec 24^th, 2013 at 3:49pm

Dsmithy70 wrote on Dec 24^th, 2013 at 2:28pm:

longweekend58 wrote on Dec 24^th, 2013 at 12:52pm:

there is a difference between having emergency depts. and their surgical capacity. In this case, he was admitted to a private hospital unconscious and a neurosurgeon called in for an exploratory procedure at which point it burst.

Like I said must be different in SA, no unconscious person would be admitted to a private hospital in NSW.
Either travelling by Ambo or private car, they'd be directed to the nearest A&E

longweekend58 wrote on Dec 24^th, 2013 at 12:52pm:

how is it a broken promise that private health has gone up since it goes up every year at this time?

Promised to keep COL down, could have approved a lesser increase instead of the 2nd largest.

longweekend58 wrote on Dec 24^th, 2013 at 12:52pm:

not sure what you mean by 50% rise in 'costs'. whose costs?

well it doesn't say however it is in the quoted article

Quote:

Since 1998, the average health insurance premium has risen by 130 per cent, while overall prices have gone up by less than 50 per cent.

its a pretty meaningless comment then and sounds like a made-up generalisation with no supporting data.

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #66 - Dec 24^th, 2013 at 3:49pm

Bam wrote on Dec 24^th, 2013 at 3:19pm:

Swagman wrote on Dec 24^th, 2013 at 10:04am:

I pay private health insurance because the thieving govt want to tax me more if I don't...... despite paying the medicare tax.

This is the Medicare surcharge for high-income earners without private health insurance. Blame Howard and Costello for this, they introduced it.

IMO this surcharge should be abolished. It distorts the market. Bring back personal choice on health insurance.

I thought you supported more taxes on the rich??? you do seem to have some convoluted ideologies.

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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ImSpartacus2

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #67 - Dec 24^th, 2013 at 3:51pm

red baron wrote on Dec 24^th, 2013 at 3:25pm:

I think for many this latest increase will be the straw that breaks the camel's back. A lot of us will be forced to dump our private insurance because we simply will not be able to afford the premiums.

In retirement I have kept private coverage going but I think this may be a 'bridge too far', the well only has so much and everyone from Health to Electricity think it's open season on wager earners.

And what? You had no idea before the election that the 99% were going to cop a barrage of this from this govt. And this is only after 4 months. You know its one thing for you to regret your voting decisions after the fact but the trouble is that everyone else who could see the obvious are now forced to pay for your stupidity as well. Now that's the real tragedy of it all.

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adelcrow

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #68 - Dec 24^th, 2013 at 3:53pm

A smart healthy person self insures..Put the same premiums into a separate account from the day you start work and a long with any major stuff being done in public hospitals you will have more than enough to cover any health issues and in fact it makes quite a good nest egg after a few decades.
Private health insurance in this country is like throwing hundred dollar bills down the toilet.

Go the Bunnies

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #69 - Dec 24^th, 2013 at 4:27pm

adelcrow wrote on Dec 24^th, 2013 at 3:53pm:

A smart healthy person self insures..Put the same premiums into a separate account from the day you start work and a long with any major stuff being done in public hospitals you will have more than enough to cover any health issues and in fact it makes quite a good nest egg after a few decades.
Private health insurance in this country is like throwing hundred dollar bills down the toilet.

and if you got hit with a $300K bill like my friend then what??? the public hospitals were unwilling to look after a person in ICU for over a year and years of outpatient work after.

I gues you self insure your house as well? and your car??

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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adelcrow

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #70 - Dec 24^th, 2013 at 4:37pm

longweekend58 wrote on Dec 24^th, 2013 at 4:27pm:

adelcrow wrote on Dec 24^th, 2013 at 3:53pm:

A smart healthy person self insures..Put the same premiums into a separate account from the day you start work and a long with any major stuff being done in public hospitals you will have more than enough to cover any health issues and in fact it makes quite a good nest egg after a few decades.
Private health insurance in this country is like throwing hundred dollar bills down the toilet.

and if you got hit with a $300K bill like my friend then what??? the public hospitals were unwilling to look after a person in ICU for over a year and years of outpatient work after.

I gues you self insure your house as well? and your car??

Well Ive managed to undergo quite extensive cancer treatment over the past 5 yrs and apart from a few odds and ends most of it was done in various public hospitals and I still have much more than $300,000 in my self insurance account which I started when i was 15 in the early 1970's.
Why would anyone get a bill of $300,000 in Australia given our health system?

Go the Bunnies

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longweekend58

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #71 - Dec 24^th, 2013 at 4:45pm

adelcrow wrote on Dec 24^th, 2013 at 4:37pm:

longweekend58 wrote on Dec 24^th, 2013 at 4:27pm:

adelcrow wrote on Dec 24^th, 2013 at 3:53pm:

A smart healthy person self insures..Put the same premiums into a separate account from the day you start work and a long with any major stuff being done in public hospitals you will have more than enough to cover any health issues and in fact it makes quite a good nest egg after a few decades.
Private health insurance in this country is like throwing hundred dollar bills down the toilet.

and if you got hit with a $300K bill like my friend then what??? the public hospitals were unwilling to look after a person in ICU for over a year and years of outpatient work after.

I gues you self insure your house as well? and your car??

Well Ive managed to undergo quite extensive cancer treatment over the past 5 yrs and apart from a few odds and ends most of it was done in various public hospitals and I still have much more than $300,000 in my self insurance account which I started when i was 15 in the early 1970's.
Why would anyone get a bill of $300,000 in Australia given our health system?

The $300K was the hospital bill which the private health covered. The point is that if not in private health he would have been ditched out of hospital and left to flounder at home completely paralysed and with only home care. That is the difference between surviving and not.

bummer on the cancer.

AUSSIE: "Speaking for myself, I could not care less about 298 human beings having their life snuffed out in a nano-second, or what impact that loss has on Members of their family, their parents..."

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John Smith

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #72 - Dec 24^th, 2013 at 5:32pm

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

Grin

Grin

Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

Cheesy

Cheesy

Our esteemed leader:
I hope that bitch who was running their brothels for them gets raped with a cactus.

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woody2014

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #73 - Dec 24^th, 2013 at 5:34pm

John Smith wrote on Dec 24^th, 2013 at 5:32pm:

longweekend58 wrote on Dec 24^th, 2013 at 3:41pm:

John Smith wrote on Dec 24^th, 2013 at 1:21pm:

longweekend58 wrote on Dec 24^th, 2013 at 11:42am:

John Smith wrote on Dec 24^th, 2013 at 11:19am:

longweekend58 wrote on Dec 24^th, 2013 at 10:41am:

The aneurysm burst in hospital and he was operated on immediately (literally) saving his life

Bullsh1t ..... if the aneurysm burst while he was in a private hospital the chances are he would have been transferred to a public hospital anyway.

LOL how little you know about medicine. what do you think the time frame for saving the patient is with a burst aneurysm??? 3 minutes!!! they grabbed a neurosurgeon scrubbing up in an adjacent theatre to assist the surgeon because time was of the essence. why are u of this false delusion that public hospitals are the only ones that do brain surgery?

Medicine another of your areas of expertise I take it Grin

Grin

Grin

Grin

I'm not in any sort of false delusion, that would be you ... I said the chances are .... you do understand English don't you?

there are no doctors or surgeons in private hospitals after hours ... you want to pay private health because they MAY be a surgeon available in the next room, go for it. I'd rather save my money.

how many surgeons do you think are in public hospitals after hours??? like everything else you post you do so with utter ignorance of the topic. If a cerebral haemorrhage bursts you don't get transferred ANYHWERE no matter where you are - unless it is to the morgue.

there is always a doctor on duty in a public hospital, stupid .... can you say the same about private? Cheesy

Cheesy

Cheesy

depends on how big the hospital is Wink

Wink

THE DUMB LEFTIES ON THIS BOARD DONT KNOW IF THERE WINDING THEIR ARSE OR SCRATCHING THEIR WATCH

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Innocent bystander

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Re: Biggest Rise In Private Health Insurance Premiums.
Reply #74 - Dec 24^th, 2013 at 5:37pm

red baron wrote on Dec 24^th, 2013 at 3:25pm:

I think for many this latest increase will be the straw that breaks the camel's back. A lot of us will be forced to dump our private insurance because we simply will not be able to afford the premiums.

In retirement I have kept private coverage going but I think this may be a 'bridge too far', the well only has so much and everyone from Health to Electricity think it's open season on wager earners.

Yep the well is slowly drying up as the "entitled" class draw ever more from the productive class.

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