EVERY month a whole street of New South Wales families lose their homes - with thousands more facing a meagre Christmas as they scrape to keep a roof over their heads.

New data reveals 80 houses are seized a month, while up to a third of people in the worst-hit suburbs are struggling to pay rent.
Private rental stress has spread across NSW, where up to 50 per cent of families suffering housing stress cannot afford essential items.
Latest figures reveal the number of people having their homes seized by banks has soared 22.5 per cent this year.

In the 10 months to November, the Supreme Court issued 2466 writs of possession, with 825 executed.
Experts believe that is only the tip of the iceberg with many rushing the sale of their homes before they are seized.

New modelling commissioned by Australians for Affordable Housing reveals the worst hit areas in NSW for housing stress are Sydney, Wyong, the mid north coast, the Hunter and far north coast with one in five families paying most of their income on rent or mortgage.
Across Sydney, those in Auburn, Fairfield, Canterbury, Strathfield, Bankstown and Liverpool are the hardest hit, with up to 28 per cent in those areas suffering housing stress.
"From our experience people pay their housing costs first and then they work out how to meet their other costs with what is left over," AAH spokeswoman Sarah Toohey said.
"You lose the things we take for granted. We call it housing stress but it's not just about being in a dangerous housing situation, it's the pressure that goes on every other area of your life."
Ms Toohey said annual rent rises were gouging families even more, with single-parent families facing heartbreaking decisions this Christmas. She added: "It's forcing households into the choices you should not have to make."
Carly Nancarrow's children are more worried about having a home than unwrapping Christmas presents.

The Illawarra mother of three and her children have to move out of their rental home by early January after authorities deemed it unsafe for them to live in.
"The older children are not concerned about Christmas presents this year. They know the reality is if we don't find a house, we are on the street," she said. "We have until January 16 to find a home."

Comments on this story
Andrew of Mitcham Posted at 12:27 PM Today
QB - that's a bit unfair, isn't it - people have to put a roof over their heads and rent or mortgage costs have risen dramatically. Power bills have soared. Incomes have not risen in line with CPI. My rent is more than half of my wage.
MangleWurzle of WA Posted at 12:11 PM Today
Businesses are closing throughout my town because rents have started rising to meet house prices, 400% increase in commercial rent over 4 years, yet people still think high property prices are a good thing? Morons the lot of them. Could someone please tell me one thing about high house prices that benefits everyone?
Peter of WA Posted at 12:08 PM Today
So move to more affordable towns. We don't all have to live in capital cities or spiffy coastal localities. Last year I lived in a pleasant 3x1 house in Toowoomba at $240 a week. Just do it.
Read more: http://www.news.com.au/money/cost-of-living/on-struggle-street-mortgage-and-rent-stress-leaving-families-homeless/story-fnagkbpv-1226203237155#ixzz1eUh8tS2B