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The pensioner problem (Read 4579 times)
Bobby.
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Re: The pensioner problem
Reply #45 - Mar 28th, 2017 at 6:58pm
 
Aussie wrote on Mar 28th, 2017 at 6:25pm:
Quote:
When pensioners need to go to an old persons home
they normally pay for it with a reverse mortgage on their house.

Get the facts before you dribble on here.


Sure, if they have rocks for brains.




Every old person I've personally known has had to do that
if they needed to go to a home.

Aussie - it costs well over $1,000 per week for a home now.

( 24 hour medical care)

As a taxi driver you should know what really goes on in society -
you would have heard it all.
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« Last Edit: Mar 28th, 2017 at 7:05pm by Bobby. »  
 
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Bobby.
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Re: The pensioner problem
Reply #46 - Mar 28th, 2017 at 6:59pm
 
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Aussie
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Re: The pensioner problem
Reply #47 - Mar 28th, 2017 at 7:01pm
 
Quote:
Aussie - it costs well over $1,000 per week for a home now.


Where?

Link?
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John Smith
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Re: The pensioner problem
Reply #48 - Mar 28th, 2017 at 7:10pm
 
Aussie wrote on Mar 28th, 2017 at 4:08pm:
John Smith wrote on Mar 28th, 2017 at 3:48pm:
Aussie wrote on Mar 28th, 2017 at 12:59pm:
John Smith wrote on Mar 27th, 2017 at 11:03pm:
Aussie wrote on Mar 27th, 2017 at 10:09pm:
Yeas....and how does she do that, Mr Smith? 


i thought we were discussing the pensioner problem, not her own problems. They have happy drugs that can help her with her problems.


Her story is what the pension problem is partly about.  She is siting on a $800,000 pile of cash but it is her home and she does not want to be out of it.  Totally understandable.


whilst I understand her sentiments, and if we were in a better position I would advocate that the govt. do more, the fact remains that we aren't in a position to do what we like and it's up to her to look after herself.

This is one of the reasons I think they should consider a inheritance tax. The pensioner hoards away their assets while milking the taxman, so as to leave their kids something. Meanwhile the taxpayer has to make up the shortfall.


Nah.  Just because she lives in her Home and has for decades, one which is worth net $800,000.00 does not mean she must be forced to sell up while her, let's say Sister, lives in her home which is worth net $300,000.00 and is not forced to sell.

The Home of anyone and everyone ought never be included in any pension means test.

Inheritance tax.  That's another issue, and one which was dealt a fatal bow decades ago with the abolishment of 'death duties.'

Even if it were brought in, I'd confidently expect the Home would never be included.

Get off the Pensioner's back Smith.  You'll be there one day.


nah ... to many 3 and 4 bedroom houses are currently being occupied by either single old women, or a single old couple.

move them into an independent living nursing home and free up the homes for those that need them.

As for me, when I go on the pension I'll gladly move into a old codgers home. I don't expect my kids to pay more taxes so that I can live in a big empty house.
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John Smith
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Re: The pensioner problem
Reply #49 - Mar 28th, 2017 at 7:11pm
 
Bobby. wrote on Mar 28th, 2017 at 5:55pm:
John Smith wrote on Mar 28th, 2017 at 3:48pm:
Aussie wrote on Mar 28th, 2017 at 12:59pm:
John Smith wrote on Mar 27th, 2017 at 11:03pm:
Aussie wrote on Mar 27th, 2017 at 10:09pm:
Yeas....and how does she do that, Mr Smith? 


i thought we were discussing the pensioner problem, not her own problems. They have happy drugs that can help her with her problems.


Her story is what the pension problem is partly about.  She is siting on a $800,000 pile of cash but it is her home and she does not want to be out of it.  Totally understandable.


whilst I understand her sentiments, and if we were in a better position I would advocate that the govt. do more, the fact remains that we aren't in a position to do what we like and it's up to her to look after herself.

This is one of the reasons I think they should consider a inheritance tax. The pensioner hoards away their assets while milking the taxman, so as to leave their kids something. Meanwhile the taxpayer has to make up the shortfall.



When pensioners need to go to an old persons home
they normally pay for it with a reverse mortgage on their house.

Get the facts before you dribble on here.


if she were in an old persons home we wouldn't have the scenario Aussie is talking about
learn to read before you dribble on

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Andrei.Hicks
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Re: The pensioner problem
Reply #50 - Mar 28th, 2017 at 7:13pm
 
Pretty sure your suggestion contravenes about 30 different laws there John.
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Anyone who lives within their means suffers from a lack of imagination - Oscar Wilde
 
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John Smith
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Re: The pensioner problem
Reply #51 - Mar 28th, 2017 at 7:14pm
 
Bobby. wrote on Mar 28th, 2017 at 6:58pm:
Every old person I've personally known has had to do that
if they needed to go to a home.

Aussie - it costs well over $1,000 per week for a home now.

( 24 hour medical care)

As a taxi driver you should know what really goes on in society -
you would have heard it all.



what a load of rubbish, my mother was offered a 2 bedroom property, newly renovated,  with her own courtyard for $280k. She'd have to pay no levies and no maintenance costs. If any appliances broke down, the automatically REPLACED them with new. No repair costs EVER.

When she moved on they kept 30% of the sale price.

Personally, I think 30% is a fair deal considering what she was getting.

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John Smith
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Re: The pensioner problem
Reply #52 - Mar 28th, 2017 at 7:14pm
 
Andrei.Hicks wrote on Mar 28th, 2017 at 7:13pm:
Pretty sure your suggestion contravenes about 30 different laws there John.


list them
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Andrei.Hicks
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Re: The pensioner problem
Reply #53 - Mar 28th, 2017 at 7:15pm
 
You would move someone out based on age?

And you don't see a legal issue there?
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Anyone who lives within their means suffers from a lack of imagination - Oscar Wilde
 
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Bobby.
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Re: The pensioner problem
Reply #54 - Mar 28th, 2017 at 7:19pm
 
Aussie wrote on Mar 28th, 2017 at 7:01pm:
Quote:
Aussie - it costs well over $1,000 per week for a home now.


Where?

Link?



Here they want between $350,000 & $800,000 as a refundable deposit &
between $55.23 per day & $126.25 per day.

http://www.acsagroup.com.au/images/pdf/FeesCharges/2016/Millward.pdf


On the right hand side of this page you can check out the other places:
http://www.acsagroup.com.au/aged-care-fees-costs-packages

Therefore  - to come up with the deposit you need to put a reverse mortgage on your house or sell it.
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John Smith
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Re: The pensioner problem
Reply #55 - Mar 28th, 2017 at 7:22pm
 
Andrei.Hicks wrote on Mar 28th, 2017 at 7:15pm:
You would move someone out based on age?

And you don't see a legal issue there?


I'd move them? no, but if there home was worth $xxx amount I wouldn't pay them a pension
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Aussie
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Re: The pensioner problem
Reply #56 - Mar 28th, 2017 at 7:23pm
 
Ya see....this.....

Quote:
to many 3 and 4 bedroom houses are currently being occupied by either single old women, or a single old couple.


....is where the stupid stereotype steps in.

Who said her Home had three bedrooms?
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John Smith
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Re: The pensioner problem
Reply #57 - Mar 28th, 2017 at 7:25pm
 
Aussie wrote on Mar 28th, 2017 at 7:23pm:
Ya see....this.....

Quote:
to many 3 and 4 bedroom houses are currently being occupied by either single old women, or a single old couple.


....is where the stupid stereotype steps in.

Who said her Home had three bedrooms?



$800 000, up your way?

I'd say in all likelihood it's a 4 bedroom house.
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Aussie
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Re: The pensioner problem
Reply #58 - Mar 28th, 2017 at 7:27pm
 
John Smith wrote on Mar 28th, 2017 at 7:25pm:
Aussie wrote on Mar 28th, 2017 at 7:23pm:
Ya see....this.....

Quote:
to many 3 and 4 bedroom houses are currently being occupied by either single old women, or a single old couple.


....is where the stupid stereotype steps in.

Who said her Home had three bedrooms?



$800 000, up your way?

I'd say in all likelihood it's a 4 bedroom house.


Then, you have no idea, and should shut up.
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John Smith
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Re: The pensioner problem
Reply #59 - Mar 28th, 2017 at 7:29pm
 
Aussie wrote on Mar 28th, 2017 at 7:27pm:
John Smith wrote on Mar 28th, 2017 at 7:25pm:
Aussie wrote on Mar 28th, 2017 at 7:23pm:
Ya see....this.....

Quote:
to many 3 and 4 bedroom houses are currently being occupied by either single old women, or a single old couple.


....is where the stupid stereotype steps in.

Who said her Home had three bedrooms?



$800 000, up your way?

I'd say in all likelihood it's a 4 bedroom house.


Then, you have no idea, and should shut up.


if not a 4 bedder then it's a penthouse or sub penthouse.

face it aussie, there just aren't that many $800 000 one bedroom houses up your way  Cheesy Cheesy Cheesy
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