well, its that time of year again for our big insurances to all come in at once..

i'll have to do something about that...
but every year, you guys already know.. our insurances go up..
why?
our home insurance went up by over $100.. turns out they lifted the value of our home by $14,000

so I went to compare the market .com.au and got a quote..
I'm with Budget Direct who are excellent.. anyways.. I do an online quote and Budget Direct beats my current insurance with them by over $100

the mrs car insurance is up as well although market value is going down each year.. I do a quote online and Wollies beats Budget Direct by $99...
so I ring them up and tell them that I'm not happy .. we redo all of our insurances and low and behold I receive a $200 Plus Refund...
so then I also took out car insurance for my new car as well...
every year check these insurance costs and challenge them with a simple "calm" phone call..
by having better quotes already to tell them about will make them drop their pants.. I was even able to give them their OWN quote number that beat my current home insurance by over $100 so that they could look it up for themselves..
you don't get rich by giving your money away... get back every cent you can..