Australian Politics Forum
http://www.ozpolitic.com/forum/YaBB.pl
General Discussion >> General Board >> Kate Regrets Renting
http://www.ozpolitic.com/forum/YaBB.pl?num=1557888962

Message started by PZ547 on May 15th, 2019 at 12:56pm

Title: Kate Regrets Renting
Post by PZ547 on May 15th, 2019 at 12:56pm

Quote:
In her early 20s, Kate cherished her freedom too much to let the mortgage shackles tie her down.

"I never wanted to really own a house," she said.
"For me, renting was attractive because it gave me freedom of mobility. It meant that if I needed to leave, I could.

"I didn't have to invest all of that money into repairs and maintenance, and all of those costs and taxes that property owners have to have."

Now 44 and a single mother of one, nothing seems as attractive as a home to call her own




Quote:
Dr Flanagan said Australia's rental market was "utterly unsuited" for providing long-term secure housing, and the country would do well to look towards Europe.

"In Europe, renting is much more normalised and renting is accompanied by legislative environment that supports long-term renting," she said.

"Tenants have more control over their property
."


Quote:
The Real Estate Institute of Australia (REIA) estimates that 8 million Australians across the country are renting


LINK

Title: Re: Kate Regrets Renting
Post by Captain Caveman on May 15th, 2019 at 3:55pm
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.

Title: Re: Kate Regrets Renting
Post by Valkie on May 15th, 2019 at 4:31pm

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


I too was nearly 30 when I purchased my home.
I was the only one working, and with 2 children and a wife to support, money was tight.
Saving a deposited required me working two additional jobs and at the time I was also in pert time university ( with associated expenses)

Them was hard years.
I only really saw my wife and kids on Sunday afternoon, after working all night on one of my jobs.

But now, I have a beautiful 4 bedroom home, huge garage, carport and many toys.

The problem with some people is they want everything and don't want to work for it
We made do with a old house and I have spent years getting it to where I want it.
We made do with used cars, and I repaired them myself using parts from wreckers
We were very frugal and didn't go out much, even then it was to cheap places.

Our first holiday was camping at Sandbar, and I remember thinking that $25.00 to put up a tent was exorbitant.
That was after nearly 10 years of marriage.
I worked over all my holidays as a contractor to get extra cash.

The grubberment was very helpful.....NOT.
they hit me hard for every cent they could grab.
They charge you the top tax rate for every cent on second or third jobs.

And 18% interest rates nearly cost me my home, thanks again grubberment.

But we now own everything
We owe no one anything, except a small loan for my new 4x4.
And I can pay that with cash I have in the bank if necessary.
But I like to keep a cunning kick just in case.


Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 4:35pm
Renting should only ever be considered as a short term solution. I've never understood why people would rather pay their landlords mortgage over their own.
When I used to manage properties I convinced several tenants that unless they wanted to live in a caravan when they retired, they need to think longer term.

In many cases the repayments can even be less than the rent. :D

Title: Re: Kate Regrets Renting
Post by mothra on May 15th, 2019 at 4:38pm

John Smith wrote on May 15th, 2019 at 4:35pm:
Renting should only ever be considered as a short term solution. I've never understood why people would rather pay their landlords mortgage over their own.
When I used to manage properties I convinced several tenants that unless they wanted to live in a caravan when they retired, they need to think longer term.

In many cases the repayments can even be less than the rent. :D


But home ownership, in reality, is just not an option for many people ... and those ranks are swelling.

We need to accept that our rental market is going to be a huge part of our future make-up and adapt. Rather quickly too.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 4:46pm

mothra wrote on May 15th, 2019 at 4:38pm:

John Smith wrote on May 15th, 2019 at 4:35pm:
Renting should only ever be considered as a short term solution. I've never understood why people would rather pay their landlords mortgage over their own.
When I used to manage properties I convinced several tenants that unless they wanted to live in a caravan when they retired, they need to think longer term.

In many cases the repayments can even be less than the rent. :D


But home ownership, in reality, is just not an option for many people ... and those ranks are swelling.

We need to accept that our rental market is going to be a huge part of our future make-up and adapt. Rather quickly too.



I hear that a lot but I don't buy that argument. There are always options out there, you just have to be willing to look. The hard part with property is starting. Don't buy a 5 bedroom house with 2 garages 10 mins from the CBD as your first home, buy a one bed unit in a crappy spot for $100k. Either live in it or rent it, it doesn't matter, as long as you pay it off as quickly as possible. Then sell it and upgrade to a 2 bedder, you've got $100k deposit., pay that off and upgrade again  ...  Keep going until you get to what you need, where you need it.

If my kids were older I'd have them looking to buy a poo box out in Bathurst or Tamworth, somewhere cheaper but with enough population that your property isn't going to crash in price if one business mine shuts shop and rent it out. I'd encourage them to pay that off while they're still at home  and then go from there.

Title: Re: Kate Regrets Renting
Post by mothra on May 15th, 2019 at 4:49pm

John Smith wrote on May 15th, 2019 at 4:46pm:

mothra wrote on May 15th, 2019 at 4:38pm:

John Smith wrote on May 15th, 2019 at 4:35pm:
Renting should only ever be considered as a short term solution. I've never understood why people would rather pay their landlords mortgage over their own.
When I used to manage properties I convinced several tenants that unless they wanted to live in a caravan when they retired, they need to think longer term.

In many cases the repayments can even be less than the rent. :D


But home ownership, in reality, is just not an option for many people ... and those ranks are swelling.

We need to accept that our rental market is going to be a huge part of our future make-up and adapt. Rather quickly too.



I hear that a lot but I don't buy that argument. There are always options out there, you just have to be willing to look. The hard part with property is starting. Don't buy a 5 bedroom house with 2 garages 10 mins from the CBD as your first home, buy a one bed unit in a crappy spot for $100k. Either live in it or rent it, it doesn't matter, as long as you pay it off as quickly as possible. Then sell it and upgrade to a 2 bedder, you've got $100k deposit., pay that off and upgrade again  ...  Keep going until you get to what you need, where you need it.

If my kids were older I'd have them looking to buy a poo box out in Bathurst or Tamworth, somewhere cheaper but with enough population that your property isn't going to crash in price if one business mine shuts shop and rent it out. I'd encourage them to pay that off while they're still at home  and then go from there.



Even if you could find a property for $100k that will appreciate, there is no lending institution that will do business with someone on the DSP. Or any other benefit, for that matter.

And there is no way a deposit can be saved by people who are living several days a fortnight without any money at all.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 4:50pm

mothra wrote on May 15th, 2019 at 4:49pm:
Even if you could find a property for $100k that will appreciate, there is no lending institution that will do business with someone on the DSP. Or any other benefit, for that matter.

And there is no way a deposit can be saved by people who are living several days a fortnight without any money at all.



that's true ... full time work is essential or it can't happen.

Title: Re: Kate Regrets Renting
Post by Mary Black on May 15th, 2019 at 4:54pm

John Smith wrote on May 15th, 2019 at 4:46pm:
I hear that a lot but I don't buy that argument. There are always options out there, you just have to be willing to look. The hard part with property is starting. Don't buy a 5 bedroom house with 2 garages 10 mins from the CBD as your first home, buy a one bed unit in a crappy spot for $100k. Either live in it or rent it, it doesn't matter, as long as you pay it off as quickly as possible. Then sell it and upgrade to a 2 bedder, you've got $100k deposit., pay that off and upgrade again  ...  Keep going until you get to what you need, where you need it.

If my kids were older I'd have them looking to buy a poo box out in Bathurst or Tamworth, somewhere cheaper but with enough population that your property isn't going to crash in price if one business mine shuts shop and rent it out. I'd encourage them to pay that off while they're still at home  and then go from there.


EXACTLY! Buy a unit, then upgrade as you earn more. Even owning your own 1 BR unit outright when you get old is far better than still having to rent! 

Kids want it ALL and want it NOW!

Title: Re: Kate Regrets Renting
Post by Mary Black on May 15th, 2019 at 5:02pm

mothra wrote on May 15th, 2019 at 4:49pm:
Even if you could find a property for $100k that will appreciate, there is no lending institution that will do business with someone on the DSP. Or any other benefit, for that matter.

And there is no way a deposit can be saved by people who are living several days a fortnight without any money at all.


Once upon a time the Housing Department allowed "long term" tenants to BUY their property at a reduced rate, so that somebody on, say the DSP, could negotiate and end up paying for the house they live in.  No idea whether this is still available but it was back in the 80s.

Title: Re: Kate Regrets Renting
Post by Sir Spot of Borg on May 15th, 2019 at 5:19pm

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot

Title: Re: Kate Regrets Renting
Post by Gordon on May 15th, 2019 at 5:22pm
She made terrible choices in her life.

A degree that meant she was unemployable
Having a baby without a decent partner to assist in raising it
Enjoying partying instead of saving for her future

Now it's biting her in the bum.

Title: Re: Kate Regrets Renting
Post by Gnads on May 15th, 2019 at 5:25pm

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot


I'd say then that he doesn't pay local govt. rates?


Title: Re: Kate Regrets Renting
Post by Valkie on May 15th, 2019 at 5:36pm

Mary Black wrote on May 15th, 2019 at 5:02pm:

mothra wrote on May 15th, 2019 at 4:49pm:
Even if you could find a property for $100k that will appreciate, there is no lending institution that will do business with someone on the DSP. Or any other benefit, for that matter.

And there is no way a deposit can be saved by people who are living several days a fortnight without any money at all.


Once upon a time the Housing Department allowed "long term" tenants to BUY their property at a reduced rate, so that somebody on, say the DSP, could negotiate and end up paying for the house they live in.  No idea whether this is still available but it was back in the 80s.


Yeah, but the greedy grubberment got dollar signs in their eyes and now simply want to screw every working man and woman.

They want both partners to work full time and pay lots and lots of taxes.

Houses in Australia are bullshite expensive.
For what you pay for a shack in Australia, you could get a nice home in most other civilized countries.

But again, the grubberment is greedy and the slime bags paying grubberment officials in nice paper bags want the market to stay that way.

Love your avatar, by the way.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 5:39pm

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



Body corporate provides a service. It covers costs of building insurance, maintaining lifts, pool, gym, spa's, onsite managers, in some cases a library, roofs etc.

In the end, it's usually not much different to what you would have paid if you had your own house with the same services.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 5:40pm

Mary Black wrote on May 15th, 2019 at 5:02pm:

mothra wrote on May 15th, 2019 at 4:49pm:
Even if you could find a property for $100k that will appreciate, there is no lending institution that will do business with someone on the DSP. Or any other benefit, for that matter.

And there is no way a deposit can be saved by people who are living several days a fortnight without any money at all.


Once upon a time the Housing Department allowed "long term" tenants to BUY their property at a reduced rate, so that somebody on, say the DSP, could negotiate and end up paying for the house they live in.  No idea whether this is still available but it was back in the 80s.



That is something the 'Dept' of housing' should bring back in.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 5:42pm

Gnads wrote on May 15th, 2019 at 5:25pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot


I'd say then that he doesn't pay local govt. rates?


no, you still pay council rates .... however the body corp. covers the building insurance. Contents insurance is still your problem.

Title: Re: Kate Regrets Renting
Post by Laugh till you cry on May 15th, 2019 at 5:44pm

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot


If there are communal facilities like gates, gardens, swimming pools, gyms, security, there will be a body corporate fees.

You buy such property by choice, you are not compelled.

Title: Re: Kate Regrets Renting
Post by Captain Caveman on May 15th, 2019 at 6:27pm

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



WHATTTT?
How does that work? Duplex?

Title: Re: Kate Regrets Renting
Post by Captain Caveman on May 15th, 2019 at 6:29pm

Captain Caveman wrote on May 15th, 2019 at 6:27pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



WHATTTT?
How does that work? Duplex?



Ignore me....laugh answered it.
Cheers.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 7:39pm

Captain Caveman wrote on May 15th, 2019 at 6:27pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



WHATTTT?
How does that work? Duplex?


Typically it's 4 or more properties under one roof or title. Less than that and they can elect to just split shared costs for common area expenses equally. At least that's how it works in Queensland.  The most common types are high rise apartment living or gated communities.

Title: Re: Kate Regrets Renting
Post by Captain Caveman on May 15th, 2019 at 7:46pm

John Smith wrote on May 15th, 2019 at 7:39pm:

Captain Caveman wrote on May 15th, 2019 at 6:27pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



WHATTTT?
How does that work? Duplex?


Typically it's 4 or more properties under one roof or title. Less than that and they can elect to just split shared costs for common area expenses equally. At least that's how it works in Queensland.  The most common types are high rise apartment living or gated communities.



We have an added cost in our rates of $94 a qtr + tax. It is a community service charge apparently for parks,  pools,  and library's. Multiply that by average 200,000 homes and the council is rorting us all the way to the bank. There should be a park,  pool and library on every corner.

Title: Re: Kate Regrets Renting
Post by John Smith on May 15th, 2019 at 7:51pm

Captain Caveman wrote on May 15th, 2019 at 7:46pm:

John Smith wrote on May 15th, 2019 at 7:39pm:

Captain Caveman wrote on May 15th, 2019 at 6:27pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



WHATTTT?
How does that work? Duplex?


Typically it's 4 or more properties under one roof or title. Less than that and they can elect to just split shared costs for common area expenses equally. At least that's how it works in Queensland.  The most common types are high rise apartment living or gated communities.



We have an added cost in our rates of $94 a qtr + tax. It is a community service charge apparently for parks,  pools,  and library's. Multiply that by average 200,000 homes and the council is sorting us all the way to the bank.



if you were part of a body corp scheme, you'd still get that on your rates notice.

Councils make a killing with body corps. The last one I lived in (sold out last year) was 50 town houses in a space where they would have normally had about 20 normal houses. The rates were the same as a house, except this time they were charging 50 households instead of the 20. Same again for sewerage and waste on the water bills. It's not like they had to lay extra sewerage pipes on the road, any extras in the complex was paid for by the developer  :D :D :D :D

for councils it's almost as good as printing money

Title: Re: Kate Regrets Renting
Post by Captain Caveman on May 15th, 2019 at 8:24pm

John Smith wrote on May 15th, 2019 at 7:51pm:

Captain Caveman wrote on May 15th, 2019 at 7:46pm:

John Smith wrote on May 15th, 2019 at 7:39pm:

Captain Caveman wrote on May 15th, 2019 at 6:27pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot



WHATTTT?
How does that work? Duplex?


Typically it's 4 or more properties under one roof or title. Less than that and they can elect to just split shared costs for common area expenses equally. At least that's how it works in Queensland.  The most common types are high rise apartment living or gated communities.



We have an added cost in our rates of $94 a qtr + tax. It is a community service charge apparently for parks,  pools,  and library's. Multiply that by average 200,000 homes and the council is sorting us all the way to the bank.



if you were part of a body corp scheme, you'd still get that on your rates notice.

Councils make a killing with body corps. The last one I lived in (sold out last year) was 50 town houses in a space where they would have normally had about 20 normal houses. The rates were the same as a house, except this time they were charging 50 households instead of the 20. Same again for sewerage and waste on the water bills. It's not like they had to lay extra sewerage pipes on the road, any extras in the complex was paid for by the developer  :D :D :D :D

for councils it's almost as good as printing money



I could understand the charge if we were in a body Corp area but we are in a 30yr old house on a property zoned as rural. The wife only noticed it 4 mths ago....been paying the rates here for 8yrs... ;D. She is furious. She added it to a link on her face book for others in the area to check their rates,  and sure enough,  we all pay it.
Bloody criminal mongrels.

Title: Re: Kate Regrets Renting
Post by .JaSin. on May 15th, 2019 at 9:05pm
By right - I should have gone for owning a Suburban Slumland House like a sheep, when I was 20 back in Shang-Hai Sydney.
Worked some 'job' for a Company (which is much like Renting, if you can't run your own business, which is much like owning a home.  ;)) for the rest of my life. Maybe get a few promotions because someone died. Maybe change jobs a few times to feel like I was progressing...

But I didn't.

Instead, I've lived in over 27 places. I've roamed far and wide around half of Australia. I've 'travelled' in life. Some 'jobs' are just the pits and I've managed to move to greener pastures without having to commute far to get to a new batch of jobs.
I've lived in some crapholes. I've lived just down the road from the Lodge. I've lived on the street. I've lived in the bush. I've lived in Boarding Houses with the Lost Boys.

But in all, I've felt the wonder of being 'Free' - not chained down like a Convict to his Cell.

Now that I'm older and currently 'house sitting' a Bush mansion with a Rolls Royce in the garage and enjoying all the mods. I do feel the need to make the world 'move around me' soon.
I know of many who live in RV's and Caravans and run their own business from Computers as they travel around the country. But even then, Australia has become a place where there is nothing for 'free' in the Lucky Country anymore and they are forced to pay for a patch of grass in a Caravan/Camping Park, as the Police go around forcing a free night's sleep parked somewhere into a CP for $35 avg a night. But Australian Tourism is a bit of a 'racket' - just like the USA Health System. You pay more, for less.

I stay in a CP 'cabin' and its wonderful, the neighbors are nice and things are 'properly' social.

What does the future hold for me? Will the wanderlust under a wandering star still hold sway over me?
Being 'free' is a wonderful feeling. The best things in life are 'free'.

But I'm an 'old soul', always was. I failed the kiddie HSC test. But my Test is up ahead.

I think the one thing that keeps me ahead is what 'Freedom' has made of me.

Even in this nice Bush Mansion. It's enjoyable. But even if I suddenly got given it for 'free' tomorrow - it would never feel like 'home'.
Buying a home is a lesser achievement than Building one's own home.
Working for someone else is like Renting.

So, as I just recline back and listen to some ambient-chill music, here in 'someone else's' house. I think back to what I would be like if I had bought a House in Shang-Hai Sydney back then?

...it doesn't matter. Sydney will be nuked from within anyway - dust to dust. Ali Akhbar!


Title: Re: Kate Regrets Renting
Post by .JaSin. on May 15th, 2019 at 9:30pm
People pay up to $1000 a night for a 'retreat' like I'm currently  enjoying for... free.

Title: Re: Kate Regrets Renting
Post by PZ547 on May 15th, 2019 at 9:43pm
A feature in the news a while back concerned older women and share-housing

Varied life histories, but all, for one reason or another, found themselves in their 60s and 70s, needing someplace to lay their head

Some shared a house with much younger people while others shared with people closer to their own age

All said they were happy with their arrangement which provided them a sense of family and the all-important security

They had their own room and never felt lonely or afraid.  And the rent was affordable on the age pension

Only drawback, to my mind, would be if the landlord decided to sell, thus breaking up the family-type arrangement they'd come to rely on -- although I guess two or three from the old place could always look for another place to share together

Maybe a charitable organisation could help older people in particular to settle into share-houses, to relieve them of the pressures of managing and paying for what had been the family home

Title: Re: Kate Regrets Renting
Post by Gordon on May 15th, 2019 at 9:50pm

Jasin wrote on May 15th, 2019 at 9:30pm:
People pay up to $1000 a night for a 'retreat' like I'm currently  enjoying for... free.


Do you have an arrangement with the owner?

Title: Re: Kate Regrets Renting
Post by greggerypeccary on May 15th, 2019 at 9:55pm

Gordon wrote on May 15th, 2019 at 9:50pm:

Jasin wrote on May 15th, 2019 at 9:30pm:
People pay up to $1000 a night for a 'retreat' like I'm currently  enjoying for... free.


Do you have an arrangement with the owner?


Of course he does.

He behaves himself during the day, and they bring him food and let him walk in the garden for an hour in the afternoons.



Title: Re: Kate Regrets Renting
Post by Sir Spot of Borg on May 16th, 2019 at 7:31am

Gnads wrote on May 15th, 2019 at 5:25pm:

Sir Spot of Borg wrote on May 15th, 2019 at 5:19pm:

Captain Caveman wrote on May 15th, 2019 at 3:55pm:
I agreed with kate up untill I was 30....then I bought a house.
I wouldn't want to live in a new estate though. That is utterly ridiculous how the houses are so close together, and the build quality....hmmmm.


Some even have body corporate! I have a friend that bought a house (about 500000) in a new estate and has to pay body corporate. Ridiculous..

Spot


I'd say then that he doesn't pay local govt. rates?


Have to pay rates no matter what. It's on top. Body Corp doesn't go to govt

Spot

Title: Re: Kate Regrets Renting
Post by aquascoot on May 16th, 2019 at 7:50am
kates problem and indeed the national problem is that the most common dwelling now has 1 person in it !!!.

thats just weird!!!

there are SO MANY ADVANTAGES to having more poeple in a house.
granny can look after the kids, the kids can look after granny!!
if you moved grandparents in with kids you would free up a million dwellings i would imagine!!.

suddenly less urban sprawl.

make a bit of that land available as community gardens.

granny and grandpa and the grandkids can go grow some veges on the community garden and munch on a carrot and feel superior to the chodes.
good physical therapy for granny.
the kids are off the social media and start feeling strong and powerful
mum gets home from work and granny and the kids have cooked a nutritous stew instead of some BS pizza from dominoes.
the kids get to learn about dying as granny dies.
granny gets to stay in a house and not shell out 400.000 for some BS nursing home staffed by chodes.

if we just recognised and worked on the primacy of the family unit, all these problems go away.

but the marxists hate the family.

marxists like shorten want kids in day care and away from the family 2 days after they leave the maternity ward  :D :D :D :D :D

Title: Re: Kate Regrets Renting
Post by PZ547 on May 16th, 2019 at 8:37am
Month ago, the media ran an article entitled, 'Why People Should Leave Home Before They're 20'.  So there's a clue

Then we have the size of houses today.  Kids want a room of their own if not from a very early age then certainly once they're edging age 9 or 10.  Most room in newly built houses is the family-room in addition to the living-room and any spare becomes the media-room.  Two standard bathrooms and a powder room and big garages out the front

The only place to put the grandparents is in a granny-flat out the back.  But not on a standard block because --- the swimming pool and the cabana

in short, houses today are not geared to multiple occupancy, at least not in the case of white Australians.  Migrants are more prepared to stick four to a room and an entire family in the garage to save money, help with chores and bills, etc

With multi-generations, whose parents would be incorporated in Jan and Bill's family?  The wife's parents or the husband's?  Answer: would probably depend on which parent/s had the most assets and cash

Veggies?  Most of Oz is plagued by nemetodes and by the time you're done, it's cheaper and easier to buy from supermarkets

Multi-generational living isn't for everyone and people aren't raised to consider it.  The push is for people to 'gain independence' and sink their lives into mortgage and vehicle purchases with travel, travel, being pushed from every quarter.  Hedonism, materialism, live for today ...

A man and woman invariably have squabbles and fights and the addition in the home of older people can exacerbate rather than calm

or, the grandparents might attempt to instill in the children values which are opposed to those of the parents, causing resentment and more arguments and 'they go or I go' threats between the children's parents

Lack of space and privacy are noted causes of stress and arguments

then, what older person, given the choice, would choose living in their kids modified garage over a peaceful, private home unit by the beach, unless finances dictated the former?

and finally, too many generous, well-intentioned older folk have helped finance their adult child's home purchase, only to be treated like the unwelcome intruder, once their money has run dry

Title: Re: Kate Regrets Renting
Post by .JaSin. on May 16th, 2019 at 10:30am

Gordon wrote on May 15th, 2019 at 9:50pm:

Jasin wrote on May 15th, 2019 at 9:30pm:
People pay up to $1000 a night for a 'retreat' like I'm currently  enjoying for... free.


Do you have an arrangement with the owner?


Yep - I just look after his doggy. Feed, put the fireplace on for her. The person who arranged me to sit his friend's house says that I should ask for $30 a night or something. But nah - the best things in life are 'free'  ;)

Title: Re: Kate Regrets Renting
Post by mothra on May 16th, 2019 at 10:34am

John Smith wrote on May 15th, 2019 at 5:40pm:

Mary Black wrote on May 15th, 2019 at 5:02pm:

mothra wrote on May 15th, 2019 at 4:49pm:
Even if you could find a property for $100k that will appreciate, there is no lending institution that will do business with someone on the DSP. Or any other benefit, for that matter.

And there is no way a deposit can be saved by people who are living several days a fortnight without any money at all.


Once upon a time the Housing Department allowed "long term" tenants to BUY their property at a reduced rate, so that somebody on, say the DSP, could negotiate and end up paying for the house they live in.  No idea whether this is still available but it was back in the 80s.



That is something the 'Dept' of housing' should bring back in.



You've got to get into public housing in the first place, even if that was still an option ... which it isn't.

It can take up to 20 years to get a place through public housing. The government sold off a whole bunch of properties to developers.

There is absolutely no safety net for a massive number of people.

Title: Re: Kate Regrets Renting
Post by .JaSin. on May 16th, 2019 at 10:46am
I kinda 'regret' not going for a Home Ownership straight away, in a way. But that path in life veered away a long time ago. So I just improve on the path that I now travel.
It's like - being on the street in a City = homeless
But being in a Tent in the Bush = Camping.
I would only pitch a tent to sleep in the bush, as my days were active and busy. Laundromats provided clothes washing/drying and Local Pools provided some apnea laps and shower/shave each day. Didn't need to cook, although I had easy food in the car (tins, biscuits, etc) - I ate out mostly. I only paid $170 a month for Storage.

While living in Melbourne: I lived in a 67' Dodge (Double bed, TV in the back, plus storage) like a Backpacker - but only better. I paid $126 a month for parking in the big Hanger near the Heli-pad on the Yarra while working at the Backpacker Hostel on King St where they paid $17 a night. Those places are gone now - high rise office blocks.

I'm not a fan of city living though. If you don't conform to the 'Termite' living style - it can be tedious getting around.
Boarding Houses are cheap - but hectic.

Outback, I found that many a town or village folk would have empty houses that I could stay in for just a few $$ a week. It's a nice experience as they enjoy a fresh face who isn't a drunk hobo or ice junkie and there were plenty of different jobs going around to break the routine 9 to 5. Was often invited to family dinners, etc. Definitely not a case of 'Wake in Fright'. But there are sacrifices for this sort of living, its not a 'Family' supportive lifestyle - but many do these days in RV's and big Caravans and the kids love it.
Each year, I meet more and more people working from home - their RV's/Campers. It seems an increase lifestyle - no longer for just Grey Nomad retirees.

There was a time I was earning very good money in Sydney - but my living was just 'poor'. Too busy, constant grid-lock travel for hours, no time for anything much else. So I left. tired of working for the 'Economy'.

Australian Politics Forum » Powered by YaBB 2.5.2!
YaBB Forum Software © 2000-2024. All Rights Reserved.