Housing has always been a difficult and tricky political issue in Oz.

The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries.

Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality.

And for some, home = the street.

What are the forces/causes functioning behind all this? Are they systemic or individual driven?

What are your thoughts and/or experiences?

Lisa Jones wrote on Jul 17^th, 2011 at 11:01am:

Housing has always been a difficult and tricky political issue in Oz. The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries. Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality. And for some, home = the street. What are the forces/causes functioning behind all this? Are they systemic or individual driven? What are your thoughts and/or experiences?

If housing affordability and shortages are a major issue then why does the government keep supporting a tax systems which favours property hoarders and speculators as opposed to owner occupiers ??

If they were so concerned about housing affordability and housing needs the Government would strip away all of the tax concessions that favour speculation and hoarding.

Keating got rid of it at one stage but vested interest groups which favour the greedy got it reinstated again citing that it would cause a shortage of rental properties which was a complete lie :(

Mortgages and any thing that we pay in the government help us to get benefits from it. It also gives a good investment in achieving the best interaction of the real estate.

Lisa Jones wrote on Jul 17^th, 2011 at 11:01am:

Housing has always been a difficult and tricky political issue in Oz. The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries. Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality. And for some, home = the street. What are the forces/causes functioning behind all this? Are they systemic or individual driven? What are your thoughts and/or experiences?

In some places there just isnt anything to buy or rent. Canberra for example. Doesnt matter if you have money if there just isnt anywhere to live. What comes up occasionally is way overpriced. For some reason the governments all want us to get the population higher but they dont want to provide affordable housing.

Property developers - especially the ones that want to build those lil retirement villages and self contained lil housing estates cant get loans to develop or even approval from govt.

SOB

Home is one of the best place that you can communicate and bond with family members and friends.

Sir Spot of Borg wrote on Jul 17^th, 2012 at 4:59pm:

Lisa Jones wrote on Jul 17th, 2011 at 11:01am: Housing has always been a difficult and tricky political issue in Oz. The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries. Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality. And for some, home = the street. What are the forces/causes functioning behind all this? Are they systemic or individual driven? What are your thoughts and/or experiences? In some places there just isnt anything to buy or rent. Canberra for example. Doesnt matter if you have money if there just isnt anywhere to live. What comes up occasionally is way overpriced. For some reason the governments all want us to get the population higher but they dont want to provide affordable housing. Property developers - especially the ones that want to build those lil retirement villages and self contained lil housing estates cant get loans to develop or even approval from govt. SOB

not sure how you came to that conclusion, but a good friend of mine works for a bank and he specialises in just those sorts of developments ..according to him you don't even need a deposit, you just need to pre- sell the equivalent of the deposit of the plan before any of the work even commences, and the bank will lend you the money ....

I know there is a way in every difficult situation regarding housing. You just need to be wise and smart to do task.

Stanleys wrote on Aug 13^th, 2012 at 5:39pm:

You just need to be wise and smart to do task.

Unfortunately not everybody can manage that....

Hey , you all shared really nice views about the home, so I think a home is also a great bless of the God and we realize this important of this bless when we don't have any shelter for live.so I think we all should enjoy this bless of God.

John Smith wrote on Aug 6^th, 2012 at 9:07pm:

Sir Spot of Borg wrote on Jul 17th, 2012 at 4:59pm: Lisa Jones wrote on Jul 17th, 2011 at 11:01am: Housing has always been a difficult and tricky political issue in Oz. The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries. Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality. And for some, home = the street. What are the forces/causes functioning behind all this? Are they systemic or individual driven? What are your thoughts and/or experiences? In some places there just isnt anything to buy or rent. Canberra for example. Doesnt matter if you have money if there just isnt anywhere to live. What comes up occasionally is way overpriced. For some reason the governments all want us to get the population higher but they dont want to provide affordable housing. Property developers - especially the ones that want to build those lil retirement villages and self contained lil housing estates cant get loans to develop or even approval from govt. SOB not sure how you came to that conclusion, but a good friend of mine works for a bank and he specialises in just those sorts of developments ..according to him you don't even need a deposit, you just need to pre- sell the equivalent of the deposit of the plan before any of the work even commences, and the bank will lend you the money ....

Yeah well that isnt so easy is it - what retiree is going to fork out for something that isnt built yet?

SOB

leemike wrote on Oct 18^th, 2012 at 5:11pm:

Hey , you all shared really nice views about the home, so I think a home is also a great bless of the God and we realize this important of this bless when we don't have any shelter for live.so I think we all should enjoy this bless of God.

I think you have a house confused with a church

SOB

leemike wrote on Oct 18^th, 2012 at 5:11pm:

Hey , you all shared really nice views about the home, so I think a home is also a great bless of the God and we realize this important of this bless when we don't have any shelter for live.so I think we all should enjoy this bless of God.

I think the underlying problem is not the tax system or any of the other rubbish you hear ... its the same problem we have in Australia for everything, not just housing ...  we are charged at ridiculous levels for our materials

Norway, constantly rated the second most expensive country in the world after Japan, was 9 yrs ago selling pencil pine skirting boards for .90c meter, we were selling the same product at that time for $3.30 m ... I had the glass on a window replaced in Italy, about the same time period, total cost $10 , cost here back then was about $80 ..... I don't know why we have to pay so much but like everything else in Australia we keep getting ripped off..

This is really nice to have this thread.This is really good to get the best information from it.

Sir Spot of Borg wrote on Jul 17^th, 2012 at 4:59pm:

Lisa Jones wrote on Jul 17th, 2011 at 11:01am: Housing has always been a difficult and tricky political issue in Oz. The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries. Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality. And for some, home = the street. What are the forces/causes functioning behind all this? Are they systemic or individual driven? What are your thoughts and/or experiences? In some places there just isnt anything to buy or rent. Canberra for example. Doesnt matter if you have money if there just isnt anywhere to live. What comes up occasionally is way overpriced. For some reason the governments all want us to get the population higher but they dont want to provide affordable housing. Property developers - especially the ones that want to build those lil retirement villages and self contained lil housing estates cant get loans to develop or even approval from govt. SOB

rubbish ... I was actually surprised to find out they can get loans without a deposit ... all they have to do is pre sell 20% of the plan and the banks will accept that in lieu of a deposit.

Sure, you still need some start up money, but thats probably a good thing ... you wouldn't want every tom dick and harry who swings a hammer thinking they can do it only to leave the customer out of pocket when they discover they cannot.

John Smith wrote on Feb 4^th, 2013 at 10:47pm:

Sir Spot of Borg wrote on Jul 17th, 2012 at 4:59pm: Lisa Jones wrote on Jul 17th, 2011 at 11:01am: Housing has always been a difficult and tricky political issue in Oz. The state/federal govts of both sides of politics have struggled with the concept of affordable and accessible housing for a number of centuries. Trying to maintain a roof over one's head isn't something we can all relate to .. but for many it's a daily and harsh reality. And for some, home = the street. What are the forces/causes functioning behind all this? Are they systemic or individual driven? What are your thoughts and/or experiences? In some places there just isnt anything to buy or rent. Canberra for example. Doesnt matter if you have money if there just isnt anywhere to live. What comes up occasionally is way overpriced. For some reason the governments all want us to get the population higher but they dont want to provide affordable housing. Property developers - especially the ones that want to build those lil retirement villages and self contained lil housing estates cant get loans to develop or even approval from govt. SOB rubbish ... I was actually surprised to find out they can get loans without a deposit ... all they have to do is pre sell 20% of the plan and the banks will accept that in lieu of a deposit. Sure, you still need some start up money, but thats probably a good thing ... you wouldn't want every tom dick and harry who swings a hammer thinking they can do it only to leave the customer out of pocket when they discover they cannot.

Again with the pre-selling. Who is going to buy it when its not built yet? I know developers that have been in that position.

SOB